Side-by-side · Q2 2026 data
Armstrong County Building and Loan Association vs United Bank of Philadelphia
Bank
Armstrong County Building and Loan Association
Ford City, Pennsylvania · Under $100 million in assets
Bank
United Bank of Philadelphia
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Armstrong County Building and Loan Association | United Bank of Philadelphia |
|---|---|---|
| TellerScore | 66 (stronger) | 47 |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 64 (stronger) | 0 |
| Earnings | 31 (stronger) | 0 |
| Funding & liquidity | 81 | 93 (stronger) |
| Problem-loan coverage | 88 (stronger) | 27 |
| Peer percentile | 28th | 8th |
| Total assets | $95.1M | $48.4M |
| Deposits / shares | $82.7M | $40.2M |
| Capital ratio | 12.50% | 16.58% (stronger) |
| Problem loans | 1.09% (stronger) | 11.33% |
| Net charge-offs | -0.00% | -0.12% (stronger) |
| Return on assets | 0.27% (stronger) | -2.65% |
| Loans ÷ deposits | 79.4% | 66.9% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 8.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Armstrong County Building and Loan Association has the higher TellerScore (66 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Armstrong County Building and Loan Association leads on 4 and United Bank of Philadelphia on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.