Side-by-side · Q2 2026 data
Arrow Bank National Association vs Leatherstocking Region Federal Credit Union
Credit union
Leatherstocking Region Federal Credit Union
Cooperstown, New York · $100 million – $1 billion
Metric by metric
| Measure | Arrow Bank National Association | Leatherstocking Region Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 43 | 71 (stronger) |
| Loan quality | 92 (stronger) | 77 |
| Earnings | 64 | 72 (stronger) |
| Funding & liquidity | 49 | 93 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 40th | 74th |
| Total assets | $4.5B | $107.7M |
| Deposits / shares | $3.7B | $94.6M |
| Capital ratio | 9.33% | 12.06% (stronger) |
| Problem loans | 0.24% (stronger) | 0.68% |
| Net charge-offs | 0.09% (stronger) | 0.66% |
| Return on assets | 1.11% | 1.31% (stronger) |
| Loans ÷ deposits | 94.1% | 67.5% (stronger) |
| Uninsured deposits | 30.3% | 1.6% (stronger) |
| Offices | 54 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Leatherstocking Region Federal Credit Union has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Arrow Bank National Association leads on 2 and Leatherstocking Region Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.