Side-by-side · Q2 2026 data
Arrow Bank National Association vs TrustCo Bank
Metric by metric
| Measure | Arrow Bank National Association | TrustCo Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 43 (stronger) | 34 |
| Loan quality | 92 (stronger) | 87 |
| Earnings | 64 (stronger) | 61 |
| Funding & liquidity | 49 | 59 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 40th | 27th |
| Total assets | $4.5B | $6.5B |
| Deposits / shares | $3.7B | $5.7B |
| Capital ratio | 9.33% (stronger) | 8.38% |
| Problem loans | 0.24% (stronger) | 0.40% |
| Net charge-offs | 0.09% | -0.00% (stronger) |
| Return on assets | 1.11% (stronger) | 1.04% |
| Loans ÷ deposits | 94.1% | 93.7% (stronger) |
| Uninsured deposits | 30.3% | 22.0% (stronger) |
| Offices | 54 | 133 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 28.5% |
Arrow Bank National Association has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Arrow Bank National Association leads on 4 and TrustCo Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Schenectady, NY
- Saratoga Springs, NY
- Albany, NY
- Latham, NY
- Clifton Park, NY
- Queensbury, NY
- Glens Falls, NY
- Troy, NY
- Lake George, NY
- Greenwich, NY
- Hudson Falls, NY
- South Glens Falls, NY