Side-by-side · Q2 2026 data
Artesian Federal Credit Union vs H E a Federal Credit Union
Credit union
Artesian Federal Credit Union
Leesburg, Georgia · Under $100 million in assets
Metric by metric
| Measure | Artesian Federal Credit Union | H E a Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 73 (stronger) |
| Capital cushion | 53 | 85 (stronger) |
| Loan quality | 48 (stronger) | 28 |
| Earnings | 0 | 84 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 76 | 85 (stronger) |
| Peer percentile | 7th | 47th |
| Total assets | $29.1M | $42.9M |
| Deposits / shares | $25.9M | $37.1M |
| Capital ratio | 10.32% | 13.51% (stronger) |
| Problem loans | 1.55% (stronger) | 2.17% |
| Net charge-offs | 0.86% | 0.15% (stronger) |
| Return on assets | -0.95% | 1.60% (stronger) |
| Loans ÷ deposits | 77.5% | 53.7% (stronger) |
| Uninsured deposits | 6.6% | 4.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H E a Federal Credit Union has the higher TellerScore (73 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Artesian Federal Credit Union leads on 1 and H E a Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.