Artesian Federal Credit Union is a federal credit union headquartered in Leesburg, Georgia, in business for about 76 years. At the end of Q2 2026 it reported $29.1M in total assets and $25.9M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Artesian Federal Credit Union scores 48/100, which we describe as below average. That is higher than only 7% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 69th. Its strongest component is funding & liquidity (83/100; 78% loans-to-deposits, 7% uninsured), and its lowest is earnings (0/100; -0.95%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (42 → 48), mostly because the loan quality component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 43 |
| Q3 2024 | 36 |
| Q4 2024 | 37 |
| Q1 2025 | 41 |
| Q2 2025 | 42 |
| Q3 2025 | 47 |
| Q4 2025 | 45 |
| Q1 2026 | 53 |
| Q2 2026 | 48 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.71% |
| Q3 2024 | 11.00% |
| Q4 2024 | 10.81% |
| Q1 2025 | 10.43% |
| Q2 2025 | 10.23% |
| Q3 2025 | 10.23% |
| Q4 2025 | 10.49% |
| Q1 2026 | 10.62% |
| Q2 2026 | 10.32% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.29% |
| Q3 2024 | 3.15% |
| Q4 2024 | 2.91% |
| Q1 2025 | 2.34% |
| Q2 2025 | 2.24% |
| Q3 2025 | 1.72% |
| Q4 2025 | 1.97% |
| Q1 2026 | 1.57% |
| Q2 2026 | 1.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.65% |
| Q3 2024 | -1.33% |
| Q4 2024 | -1.57% |
| Q1 2025 | -0.56% |
| Q2 2025 | -0.83% |
| Q3 2025 | -0.93% |
| Q4 2025 | -0.96% |
| Q1 2026 | -0.05% |
| Q2 2026 | -0.95% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $29.1M | 10.32% | 1.55% | -0.95% | 77.5% |
| Q1 2026 | 53 | $29.5M | 10.62% | 1.57% | -0.05% | 77.6% |
| Q4 2025 | 45 | $29.9M | 10.49% | 1.97% | -0.96% | 77.7% |
| Q3 2025 | 47 | $31.3M | 10.23% | 1.72% | -0.93% | 73.9% |
| Q2 2025 | 42 | $32.1M | 10.23% | 2.24% | -0.83% | 73.7% |
| Q1 2025 | 41 | $32.4M | 10.43% | 2.34% | -0.56% | 71.7% |
| Q4 2024 | 37 | $31.7M | 10.81% | 2.91% | -1.57% | 74.4% |
| Q3 2024 | 36 | $32.7M | 11.00% | 3.15% | -1.33% | 75.6% |
| Q2 2024 | 43 | $34.0M | 10.71% | 2.29% | -1.65% | 75.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Coweta Cities & County Employees Federal Credit UnionCredit union Newnan, GA | 96 out of 100, Very strong | $28.1M | 20.4% | 0.00% | vs |
| Southern Pine Credit UnionCredit union Lake Park, GA | 82 out of 100, Strong | $27.6M | 23.7% | 0.79% | vs |
| Faith Connection Federal Credit UnionCredit union Marietta, GA | 55 out of 100, Moderate | $32.4M | 10.3% | 1.31% | vs |
| Savannah Postal Credit UnionCredit union Savannah, GA | 60 out of 100, Moderate | $24.6M | 15.1% | 5.80% | vs |
| Rome Kraft Employees Credit UnionCredit union Coosa, GA | 89 out of 100, Very strong | $23.0M | 24.7% | 0.49% | vs |
| Glynn County Federal Employees Credit UnionCredit union Brunswick, GA | 62 out of 100, Moderate | $23.0M | 19.2% | 2.54% | vs |
Deposit insurance
Is my money safe at Artesian Federal Credit Union?
Yes. Artesian Federal Credit Union is a federally insured credit union (NCUA charter #6859). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.6% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.32%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Artesian Federal Credit Union lists 1 office in 1 city. Most locations:
- Albany, GA (1)
Identity & history
Profile
- Legal name
- Artesian Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6859
- RSSD ID
- 517786
- Primary regulator
- NCUA
- Established
- 1950
- Headquarters
- 1221 US Highway 82 W, Leesburg, GA 31763
- Employees
- 9
Quick answers
Artesian Federal Credit Union: common questions
Is Artesian Federal Credit Union NCUA insured?
Yes. Artesian Federal Credit Union is a federally insured credit union (NCUA charter #6859). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Artesian Federal Credit Union's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Artesian Federal Credit Union have?
1 office as of the latest NCUA data.