Side-by-side · Q2 2026 data
Ascend Federal Credit Union vs Leaders Credit Union
Metric by metric
| Measure | Ascend Federal Credit Union | Leaders Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 96 (stronger) | 57 |
| Loan quality | 84 (stronger) | 79 |
| Earnings | 68 | 75 (stronger) |
| Funding & liquidity | 70 (stronger) | 58 |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 92nd | 54th |
| Total assets | $4.8B | $1.4B |
| Deposits / shares | $3.9B | $1.2B |
| Capital ratio | 14.55% (stronger) | 10.71% |
| Problem loans | 0.49% (stronger) | 0.64% |
| Net charge-offs | 0.44% (stronger) | 0.65% |
| Return on assets | 1.20% | 1.38% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 102.6% |
| Uninsured deposits | 10.1% | 7.9% (stronger) |
| Offices | 27 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.1% | 18.6% |
Ascend Federal Credit Union has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Ascend Federal Credit Union leads on 5 and Leaders Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.