Side-by-side · Q2 2026 data
Ascendia Bank vs 1st Bank of Sea Isle City
Metric by metric
| Measure | Ascendia Bank | 1st Bank of Sea Isle City |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 43 | 47 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 30 (stronger) | 26 |
| Funding & liquidity | 60 (stronger) | 52 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 22nd | 22nd |
| Total assets | $395.3M | $311.1M |
| Deposits / shares | $318.8M | $251.2M |
| Capital ratio | 9.29% | 9.72% (stronger) |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.24% (stronger) | 0.16% |
| Loans ÷ deposits | 100.3% | 94.7% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 27.8% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Ascendia Bank leads on 2 and 1st Bank of Sea Isle City on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.