TellerScore

Ascendia Bank is a si headquartered in Glen Rock, New Jersey, in business for about 104 years. At the end of Q2 2026 it reported $395.3M in total assets and $318.8M in deposits, with 5 offices.

Based on its Q2 2026 filing, Ascendia Bank scores 62/100, which we describe as moderate. That is higher than only 22% of 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 30th. Its strongest component is problem-loan coverage (98/100; 1.1%), and its lowest is earnings (30/100; 0.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion43/100
Tier 1 leverage ratio: 9.29%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.13%
Earnings30/100
Return on assets (annualized): 0.24%
Funding & liquidity60/100
Loans ÷ deposits and uninsured-deposit share: 100.3% · 8.7% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (55 → 62), mostly because the earnings component improved by 24 points.

TellerScore
555962Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202457
Q4 202456
Q1 202556
Q2 202555
Q3 202556
Q4 202558
Q1 202661
Q2 202662
Tier 1 leverage ratio
5.00%7.22%9.45%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.45%
Q3 20249.38%
Q4 20249.30%
Q1 20259.17%
Q2 20259.05%
Q3 20259.11%
Q4 20259.24%
Q1 20269.32%
Q2 20269.29%
Noncurrent loans
0.05%0.14%0.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.11%
Q3 20240.09%
Q4 20240.22%
Q1 20250.21%
Q2 20250.23%
Q3 20250.12%
Q4 20250.06%
Q1 20260.05%
Q2 20260.13%
Return on assets
-0.35%-0.05%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.18%
Q3 2024-0.17%
Q4 2024-0.15%
Q1 2025-0.05%
Q2 2025-0.35%
Q3 2025-0.25%
Q4 2025-0.17%
Q1 20260.14%
Q2 20260.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$395.3M9.29%0.13%0.24%100.3%
Q1 202661$388.2M9.32%0.05%0.14%101.2%
Q4 202558$378.1M9.24%0.06%-0.17%104.0%
Q3 202556$389.8M9.11%0.12%-0.25%101.3%
Q2 202555$389.9M9.05%0.23%-0.35%101.7%
Q1 202556$394.1M9.17%0.21%-0.05%108.3%
Q4 202456$392.4M9.30%0.22%-0.15%110.6%
Q3 202457$387.1M9.38%0.09%-0.17%111.8%
Q2 202457$385.7M9.45%0.11%-0.18%110.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.29%
17th
Total risk-based capital14.33%
64th
Problem loans0.13%
71st
Net charge-offs0.00%
68th
Return on assets0.24%
6th
Net interest margin2.60%
4th
Efficiency ratio89.5%
6th
Loans to deposits100.3%
10th
Uninsured deposits8.7%
95th
Loan-loss reserves0.52%
3rd
Texas ratio1.1%
67th

Similar-size banks in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
The First National Bank of ElmerBank Elmer, NJ58 out of 100, Moderate$407.8M10.0%1.14%vs
United Roosevelt Savings BankBank Carteret, NJ57 out of 100, Moderate$381.2M9.1%0.03%vs
Lusitania Savings BankBank Newark, NJ86 out of 100, Very strong$418.1M15.0%0.19%vs
Haddon Savings BankBank Haddon Heights, NJ58 out of 100, Moderate$421.4M8.3%0.24%vs
Franklin BankBank Pilesgrove, NJ72 out of 100, Strong$334.1M10.3%0.15%vs
1st Bank of Sea Isle CityBank Sea Isle City, NJ62 out of 100, Moderate$311.1M9.7%0.00%vs

Deposit insurance

Is my money safe at Ascendia Bank?

Yes. Ascendia Bank is an FDIC-insured institution (FDIC certificate #28729). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 8.7% of deposits ($27.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.29%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.33% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Ascendia Bank lists 5 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ascendia Bank
Former names
Glen Rock Savings Bank; Glen Rock Savings and Loan Association; Glen Rock Savings Bank, SLA
Type
SI
FDIC certificate #
28729
RSSD ID
147679
Primary regulator
FDIC
Established
January 1, 1922
Headquarters
175 Rock Rd, Glen Rock, NJ 07452
Employees
37

Quick answers

Ascendia Bank: common questions

Is Ascendia Bank FDIC insured?

Yes. Ascendia Bank is an FDIC-insured institution (FDIC certificate #28729). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Ascendia Bank's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Ascendia Bank ever failed?

There is no failure record for FDIC certificate #28729 in the FDIC failed bank list.

How many branches does Ascendia Bank have?

5 offices as of the latest FDIC data.

Nearby

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