Side-by-side · Q2 2026 data
Ascent Bank vs Bank of Bozeman
Metric by metric
| Measure | Ascent Bank | Bank of Bozeman |
|---|---|---|
| TellerScore | 46 | 68 (stronger) |
| Capital cushion | 37 | 52 (stronger) |
| Loan quality | 16 | 87 (stronger) |
| Earnings | 70 (stronger) | 54 |
| Funding & liquidity | 72 (stronger) | 69 |
| Problem-loan coverage | 61 | 95 (stronger) |
| Peer percentile | 5th | 37th |
| Total assets | $104.1M | $108.4M |
| Deposits / shares | $92.4M | $96.4M |
| Capital ratio | 8.69% | 10.20% (stronger) |
| Problem loans | 2.51% | 0.39% (stronger) |
| Net charge-offs | 0.47% | -0.01% (stronger) |
| Return on assets | 1.24% (stronger) | 0.84% |
| Loans ÷ deposits | 88.1% | 81.0% (stronger) |
| Uninsured deposits | 14.1% (stronger) | 24.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Bank of Bozeman has the higher TellerScore (68 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Ascent Bank leads on 2 and Bank of Bozeman on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.