Side-by-side · Q2 2026 data
Ascent Bank vs Opportunity Bank of Montana
Metric by metric
| Measure | Ascent Bank | Opportunity Bank of Montana |
|---|---|---|
| TellerScore | 46 | 71 (stronger) |
| Capital cushion | 37 | 59 (stronger) |
| Loan quality | 16 | 91 (stronger) |
| Earnings | 70 (stronger) | 54 |
| Funding & liquidity | 72 (stronger) | 69 |
| Problem-loan coverage | 61 | 97 (stronger) |
| Peer percentile | 5th | 63rd |
| Total assets | $104.1M | $2.1B |
| Deposits / shares | $92.4M | $1.8B |
| Capital ratio | 8.69% | 10.93% (stronger) |
| Problem loans | 2.51% | 0.26% (stronger) |
| Net charge-offs | 0.47% | 0.03% (stronger) |
| Return on assets | 1.24% (stronger) | 0.85% |
| Loans ÷ deposits | 88.1% | 86.2% (stronger) |
| Uninsured deposits | 14.1% (stronger) | 19.9% |
| Offices | 2 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 12.0% |
Opportunity Bank of Montana has the higher TellerScore (71 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Ascent Bank leads on 2 and Opportunity Bank of Montana on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.