Side-by-side · Q2 2026 data
Ashland Community Federal Credit Union vs C E S Credit Union
Credit union
Ashland Community Federal Credit Union
Ashland, Ohio · Under $100 million in assets
Metric by metric
| Measure | Ashland Community Federal Credit Union | C E S Credit Union |
|---|---|---|
| TellerScore | 84 | 91 (stronger) |
| Capital cushion | 73 | 81 (stronger) |
| Loan quality | 97 (stronger) | 95 |
| Earnings | 79 | 94 (stronger) |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 75th | 96th |
| Total assets | $23.1M | $244.3M |
| Deposits / shares | $20.2M | $210.7M |
| Capital ratio | 12.29% | 13.10% (stronger) |
| Problem loans | 0.10% (stronger) | 0.16% |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 1.48% | 1.84% (stronger) |
| Loans ÷ deposits | 81.1% | 68.3% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 3.0% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C E S Credit Union has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Ashland Community Federal Credit Union leads on 3 and C E S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.