Side-by-side · Q2 2026 data
Ashland Community Federal Credit Union vs Sylvania Area Federal Credit Union
Credit union
Ashland Community Federal Credit Union
Ashland, Ohio · Under $100 million in assets
Metric by metric
| Measure | Ashland Community Federal Credit Union | Sylvania Area Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 70 |
| Capital cushion | 73 (stronger) | 48 |
| Loan quality | 97 (stronger) | 90 |
| Earnings | 79 (stronger) | 39 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 75th | 40th |
| Total assets | $23.1M | $24.2M |
| Deposits / shares | $20.2M | $22.2M |
| Capital ratio | 12.29% (stronger) | 9.79% |
| Problem loans | 0.10% (stronger) | 0.30% |
| Net charge-offs | 0.01% | -0.69% (stronger) |
| Return on assets | 1.48% (stronger) | 0.46% |
| Loans ÷ deposits | 81.1% | 34.5% (stronger) |
| Uninsured deposits | 1.7% | 0.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ashland Community Federal Credit Union has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Ashland Community Federal Credit Union leads on 4 and Sylvania Area Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.