Side-by-side · Q2 2026 data
Ashland Credit Union vs Service One Credit Union
Credit union
Service One Credit Union
Bowling Green, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Ashland Credit Union | Service One Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 53 |
| Capital cushion | 73 (stronger) | 45 |
| Loan quality | 57 (stronger) | 53 |
| Earnings | 30 | 36 (stronger) |
| Funding & liquidity | 78 (stronger) | 77 |
| Problem-loan coverage | 85 (stronger) | 78 |
| Peer percentile | 26th | 9th |
| Total assets | $411.8M | $269.1M |
| Deposits / shares | $354.8M | $242.9M |
| Capital ratio | 12.26% (stronger) | 9.51% |
| Problem loans | 1.29% (stronger) | 1.40% |
| Net charge-offs | 0.68% | 0.21% (stronger) |
| Return on assets | 0.26% | 0.41% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 83.5% |
| Uninsured deposits | 3.6% (stronger) | 5.3% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 53.2% | 12.5% |
Ashland Credit Union has the higher TellerScore (62 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Ashland Credit Union leads on 5 and Service One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.