The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 7 points (69 → 62), mostly because the earnings component weakened by 34 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Kentucky

Yes. Ashland Credit Union is a federally insured credit union (NCUA charter #61792). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($12.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Ashland Credit Union lists 5 offices in 4 cities across 2 states. Most locations:

• Ashland, KY (2)
• Cottage Grove, MN (1)
• Lexington, KY (1)
• Russell, KY (1)

All branch addresses and map

In 2025, Ashland Credit Union reported 126 home-loan applications under HMDA (LEI 549300ZUA8339ZH6W934): 45 originated ($4,025,000 total), 58 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 53.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Ashland Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

61792

RSSD ID

695497

Primary regulator

State + NCUA

Established

1942

Headquarters

P O Box 391, Ashland, KY 41105

Employees

86