Side-by-side · Q2 2026 data
Ashton State Bank vs Savings Bank
Metric by metric
| Measure | Ashton State Bank | Savings Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 97 (stronger) | 86 |
| Loan quality | 71 | 89 (stronger) |
| Earnings | 76 | 78 (stronger) |
| Funding & liquidity | 84 (stronger) | 49 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 76th | 77th |
| Total assets | $54.5M | $304.8M |
| Deposits / shares | $44.5M | $242.1M |
| Capital ratio | 14.70% (stronger) | 13.60% |
| Problem loans | 0.88% | 0.32% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.66% |
| Return on assets | 1.41% | 1.44% (stronger) |
| Loans ÷ deposits | 76.7% (stronger) | 93.8% |
| Uninsured deposits | 8.3% (stronger) | 30.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ashton State Bank has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Ashton State Bank leads on 5 and Savings Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.