Side-by-side · Q2 2026 data
Asian Pacific National Bank vs Altos Bank
Metric by metric
| Measure | Asian Pacific National Bank | Altos Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 84 (stronger) | 53 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 48th |
| Total assets | $56.9M | $68.8M |
| Deposits / shares | $45.1M | $50.1M |
| Capital ratio | 20.07% | 28.45% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.91% (stronger) | -8.50% |
| Loans ÷ deposits | 76.3% | 76.3% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 43.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Asian Pacific National Bank has the higher TellerScore (89 vs 73). On the 5 directional measures above (where higher or lower is clearly better), Asian Pacific National Bank leads on 3 and Altos Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.