TellerScore

Asian Pacific National Bank is a national bank headquartered in San Gabriel, California, in business for about 36 years. At the end of Q2 2026 it reported $56.9M in total assets and $45.1M in deposits, with 1 office.

Based on its Q2 2026 filing, Asian Pacific National Bank scores 89/100, which we describe as very strong. That is higher than 87% of 546 banks with under $100 million in assets. Among 116 banks headquartered in California, it ranks 5th. Its strongest component is capital cushion (100/100; 20.07%), and its lowest is earnings (56/100; 0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 20.07%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity84/100
Loans ÷ deposits and uninsured-deposit share: 76.3% · 8.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (88 → 89).

TellerScore
858789Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202486
Q3 202485
Q4 202486
Q1 202587
Q2 202588
Q3 202588
Q4 202589
Q1 202688
Q2 202689
Tier 1 leverage ratio
5.00%12.53%20.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202418.74%
Q3 202418.82%
Q4 202419.29%
Q1 202519.73%
Q2 202519.75%
Q3 202518.82%
Q4 202519.00%
Q1 202620.04%
Q2 202620.07%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.23%0.57%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.25%
Q3 20240.23%
Q4 20240.26%
Q1 20250.37%
Q2 20250.50%
Q3 20250.63%
Q4 20250.68%
Q1 20260.69%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$56.9M20.07%0.00%0.91%76.3%
Q1 202688$57.0M20.04%0.00%0.69%67.8%
Q4 202589$57.4M19.00%0.00%0.68%66.1%
Q3 202588$58.2M18.82%0.00%0.63%66.9%
Q2 202588$56.1M19.75%0.00%0.50%62.0%
Q1 202587$55.5M19.73%0.00%0.37%63.5%
Q4 202486$55.8M19.29%0.00%0.26%63.0%
Q3 202485$57.0M18.82%0.00%0.23%64.5%
Q2 202486$57.1M18.74%0.00%0.25%62.4%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.07%
85th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets0.91%
46th
Net interest margin3.53%
31st
Efficiency ratio70.2%
51st
Loans to deposits76.3%
35th
Uninsured deposits8.0%
84th
Loan-loss reserves1.66%
76th
Texas ratio0.0%
85th

Similar-size banks in California

InstitutionScoreAssetsCapitalProblem loansCompare
Altos BankBank Los Altos, CA73 out of 100, Strong$68.8M28.5%0.00%vs
Tustin Community BankBank Tustin, CA84 out of 100, Strong$86.5M15.5%0.00%vs

Deposit insurance

Is my money safe at Asian Pacific National Bank?

Yes. Asian Pacific National Bank is an FDIC-insured institution (FDIC certificate #33013). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 8.0% of deposits ($3.6M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 20.07%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Asian Pacific National Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Asian Pacific National Bank
Former names
Asian Pacific Thrift and Loan Company
Type
National bank
FDIC certificate #
33013
RSSD ID
1462986
Primary regulator
OCC
Established
July 25, 1990
Headquarters
333 W Valley Blvd, San Gabriel, CA 91776
Employees
9

Quick answers

Asian Pacific National Bank: common questions

Is Asian Pacific National Bank FDIC insured?

Yes. Asian Pacific National Bank is an FDIC-insured institution (FDIC certificate #33013). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Asian Pacific National Bank's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Asian Pacific National Bank ever failed?

There is no failure record for FDIC certificate #33013 in the FDIC failed bank list.

How many branches does Asian Pacific National Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near San Gabriel

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
Certified Federal Credit UnionCredit union El Monte, CA88 out of 100, Very strong$925.3M20.7%0.37%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs