Side-by-side · Q2 2026 data
Asian Pacific National Bank vs Kinecta Federal Credit Union
Credit union
Kinecta Federal Credit Union
Manhattan Beach, California · $1 billion – $10 billion
Metric by metric
| Measure | Asian Pacific National Bank | Kinecta Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 56 (stronger) | 33 |
| Funding & liquidity | 84 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 87th | 19th |
| Total assets | $56.9M | $6.8B |
| Deposits / shares | $45.1M | $5.7B |
| Capital ratio | 20.07% (stronger) | 8.68% |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 0.91% (stronger) | 0.33% |
| Loans ÷ deposits | 76.3% (stronger) | 94.6% |
| Uninsured deposits | 8.0% (stronger) | 8.8% |
| Offices | 1 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Asian Pacific National Bank has the higher TellerScore (89 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Asian Pacific National Bank leads on 7 and Kinecta Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.