Side-by-side · Q2 2026 data
Asian Pacific National Bank vs Open Bank
Metric by metric
| Measure | Asian Pacific National Bank | Open Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 100 (stronger) | 30 |
| Earnings | 56 | 68 (stronger) |
| Funding & liquidity | 84 (stronger) | 27 |
| Problem-loan coverage | 100 (stronger) | 67 |
| Peer percentile | 87th | 5th |
| Total assets | $56.9M | $2.7B |
| Deposits / shares | $45.1M | $2.4B |
| Capital ratio | 20.07% (stronger) | 10.15% |
| Problem loans | 0.00% (stronger) | 2.09% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.91% | 1.20% (stronger) |
| Loans ÷ deposits | 76.3% (stronger) | 95.1% |
| Uninsured deposits | 8.0% (stronger) | 49.7% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
Asian Pacific National Bank has the higher TellerScore (89 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Asian Pacific National Bank leads on 6 and Open Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.