Side-by-side · Q2 2026 data
Aspire Bank vs Valley Premier Bank
Metric by metric
| Measure | Aspire Bank | Valley Premier Bank |
|---|---|---|
| TellerScore | 72 | 81 (stronger) |
| Capital cushion | 64 (stronger) | 61 |
| Loan quality | 100 | 100 |
| Earnings | 61 | 78 (stronger) |
| Funding & liquidity | 36 | 82 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 45th | 80th |
| Total assets | $60.9M | $141.0M |
| Deposits / shares | $48.8M | $127.7M |
| Capital ratio | 11.40% (stronger) | 11.13% |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.04% | 1.44% (stronger) |
| Loans ÷ deposits | 109.8% | 70.1% (stronger) |
| Uninsured deposits | 27.4% | 22.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Valley Premier Bank has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Aspire Bank leads on 2 and Valley Premier Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.