The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (77 → 81), mostly because the capital cushion component improved by 9 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Minnesota

Yes. Valley Premier Bank is an FDIC-insured institution (FDIC certificate #11409). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.3% of deposits ($28.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Valley Premier Bank lists 2 offices in 2 cities. Most locations:

• Hawley, MN (1)
• Moorhead, MN (1)

All branch addresses and map

In 2025, Valley Premier Bank reported 49 home-loan applications under HMDA (LEI 549300BQRQCIPWG06A21): 45 originated ($8,555,000 total), 1 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Valley Premier Bank

Former names

State Bank of Hawley

Type

State-chartered bank

FDIC certificate #

11409

RSSD ID

1008955

Primary regulator

FDIC

Holding company

Valley Premier Bk Employee Stk Ownership Plan&tr

Established

August 1, 1892

Headquarters

416 6th St, Hawley, MN 56549

Website

www.valleypremierbank.com

Employees

26