Side-by-side · Q2 2026 data
Aspire Community Federal Credit Union vs Community Credit Union
Credit union
Aspire Community Federal Credit Union
Minot, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Aspire Community Federal Credit Union | Community Credit Union |
|---|---|---|
| TellerScore | 87 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 86 | 93 (stronger) |
| Earnings | 83 | 85 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 91st | 98th |
| Total assets | $181.6M | $171.6M |
| Deposits / shares | $154.9M | $140.1M |
| Capital ratio | 15.59% | 17.68% (stronger) |
| Problem loans | 0.41% | 0.22% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.57% | 1.61% (stronger) |
| Loans ÷ deposits | 97.5% | 20.6% (stronger) |
| Uninsured deposits | 10.8% | 8.8% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Community Credit Union has the higher TellerScore (95 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Aspire Community Federal Credit Union leads on 0 and Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.