TellerScore

Community Credit Union (NCUA charter #61336) is based in New Rockford, North Dakota. Its Q2 2026 call report shows $171.6M in total assets and $140.1M in member shares and deposits and 4 offices across 2 states.

Community Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 1,341 credit unions with $100 million – $1 billion. Among 29 credit unions headquartered in North Dakota, it ranks 2nd. Capital cushion contributes the most (100/100, 17.68%); earnings contributes the least (85/100, 1.61%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.68%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.22%
Earnings85/100
Return on assets (annualized): 1.61%
Funding & liquidity100/100
Loans ÷ shares: 20.6% · 8.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 12 points (83 → 95), mostly because the earnings component improved by 57 points.

TellerScore
587795Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202478
Q4 202475
Q1 202558
Q2 202583
Q3 202585
Q4 202586
Q1 202695
Q2 202695
Net worth ratio
7.00%12.34%17.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.96%
Q3 202416.27%
Q4 202416.31%
Q1 202516.10%
Q2 202516.68%
Q3 202516.86%
Q4 202516.70%
Q1 202616.60%
Q2 202617.68%
Delinquent loans (60+ days)
0.00%1.98%3.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.26%
Q3 20240.26%
Q4 20240.70%
Q1 20253.95%
Q2 20250.30%
Q3 20250.13%
Q4 20250.07%
Q1 20260.00%
Q2 20260.22%
Return on assets
-0.83%0.39%1.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.83%
Q3 2024-0.78%
Q4 2024-0.41%
Q1 20250.03%
Q2 20250.19%
Q3 20250.26%
Q4 20250.30%
Q1 20261.43%
Q2 20261.61%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$171.6M17.68%0.22%1.61%20.6%
Q1 202695$178.3M16.60%0.00%1.43%19.5%
Q4 202586$173.4M16.70%0.07%0.30%21.9%
Q3 202585$170.5M16.86%0.13%0.26%22.8%
Q2 202583$171.4M16.68%0.30%0.19%21.9%
Q1 202558$176.6M16.10%3.95%0.03%20.5%
Q4 202475$174.3M16.31%0.70%-0.41%21.9%
Q3 202478$171.4M16.27%0.26%-0.78%21.9%
Q2 202469$176.4M15.96%1.26%-0.83%20.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.68%
94th
Problem loans0.22%
88th
Net charge-offs0.00%
98th
Return on assets1.61%
91st
Loans to deposits20.6%
100th
Uninsured deposits8.8%
23rd
Loan-loss reserves0.00%
50th
Texas ratio0.2%
98th

Similar-size credit unions in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Aspire Community Federal Credit UnionCredit union Minot, ND87 out of 100, Very strong$181.6M15.6%0.41%vs
Railway Credit UnionCredit union Mandan, ND74 out of 100, Strong$211.6M12.1%0.50%vs
United Savings Credit UnionCredit union Fargo, ND50 out of 100, Below average$125.2M12.7%2.88%vs
Hometown Credit UnionCredit union Kulm, ND58 out of 100, Moderate$223.1M15.6%6.81%vs
Vue Community Credit UnionCredit union Bismarck, ND44 out of 100, Below average$106.3M8.6%2.99%vs
Dakota West Credit UnionCredit union Watford City, ND61 out of 100, Moderate$326.5M14.2%3.14%vs

Deposit insurance

Is my money safe at Community Credit Union?

Yes. Community Credit Union is a federally insured credit union (NCUA charter #61336). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.8% of shares and deposits ($12.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 17.68%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Community Credit Union lists 4 offices in 4 cities across 2 states. Most locations:

  • Carrington, ND (1)
  • Fessenden, ND (1)
  • Lake Mary, FL (1)
  • New Rockford, ND (1)

All branch addresses and map

Identity & history

Profile

Legal name
Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61336
RSSD ID
14593
Primary regulator
State + NCUA
Established
1942
Headquarters
20 1st St N, New Rockford, ND 58356
Employees
12

Quick answers

Community Credit Union: common questions

Is Community Credit Union NCUA insured?

Yes. Community Credit Union is a federally insured credit union (NCUA charter #61336). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Community Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Community Credit Union have?

4 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near New Rockford

InstitutionScoreAssetsCapitalProblem loansCompare
Bank ForwardBank Fargo, ND70 out of 100, Strong$1.1B10.2%0.67%vs
Gate City BankBank Fargo, ND65 out of 100, Moderate$4.0B9.8%0.69%vs
Old National BankBank Evansville, IN59 out of 100, Moderate$73.9B8.8%0.92%vs