Side-by-side · Q2 2026 data
Associated Bank, National Association vs Northern State Bank
Metric by metric
| Measure | Associated Bank, National Association | Northern State Bank |
|---|---|---|
| TellerScore | 58 | 78 (stronger) |
| Capital cushion | 34 | 49 (stronger) |
| Loan quality | 86 | 93 (stronger) |
| Earnings | 62 | 86 (stronger) |
| Funding & liquidity | 33 | 89 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 20th | 72nd |
| Total assets | $51.8B | $330.8M |
| Deposits / shares | $40.1B | $297.1M |
| Capital ratio | 8.40% | 9.92% (stronger) |
| Problem loans | 0.42% | 0.22% (stronger) |
| Net charge-offs | 0.17% | -0.00% (stronger) |
| Return on assets | 1.05% | 1.66% (stronger) |
| Loans ÷ deposits | 90.1% | 52.1% (stronger) |
| Uninsured deposits | 49.0% | 25.1% (stronger) |
| Offices | 212 | 6 |
| CFPB complaints (3 yrs) | 349 | — |
| Complaints per $1B deposits | 8.7 | — |
| Mortgage denial rate (HMDA) | — | 14.7% |
Northern State Bank has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Associated Bank, National Association leads on 0 and Northern State Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ashland, WI