TellerScore

Associated Bank, National Association is a national bank headquartered in Green Bay, Wisconsin, in business for about 152 years. At the end of Q2 2026 it reported $51.8B in total assets and $40.1B in deposits, with 217 offices across 6 states.

Based on its Q2 2026 filing, Associated Bank, National Association scores 58/100, which we describe as moderate. That is higher than only 20% of 132 banks with $10 billion – $100 billion. Among 154 banks headquartered in Wisconsin, it ranks 129th. Its strongest component is problem-loan coverage (94/100; 3.2%), and its lowest is funding & liquidity (33/100; 90% loans-to-deposits, 49% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion34/100
Tier 1 leverage ratio: 8.40%
Loan quality86/100
Noncurrent loans ÷ total loans: 0.42%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity33/100
Loans ÷ deposits and uninsured-deposit share: 90.1% · 49.0% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 58).

TellerScore
545861Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202457
Q4 202454
Q1 202558
Q2 202558
Q3 202560
Q4 202561
Q1 202660
Q2 202658
Tier 1 leverage ratio
5.00%6.79%8.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.13%
Q3 20248.07%
Q4 20248.34%
Q1 20258.34%
Q2 20258.34%
Q3 20258.41%
Q4 20258.53%
Q1 20268.57%
Q2 20268.40%
Noncurrent loans
0.33%0.44%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.54%
Q3 20240.46%
Q4 20240.42%
Q1 20250.46%
Q2 20250.42%
Q3 20250.36%
Q4 20250.33%
Q1 20260.36%
Q2 20260.42%
Return on assets
0.31%0.70%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.99%
Q3 20240.95%
Q4 20240.31%
Q1 20250.97%
Q2 20251.00%
Q3 20251.05%
Q4 20251.10%
Q1 20261.07%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$51.8B8.40%0.42%1.05%90.1%
Q1 202660$45.5B8.57%0.36%1.07%88.0%
Q4 202561$45.1B8.53%0.33%1.10%86.6%
Q3 202560$44.4B8.41%0.36%1.05%87.7%
Q2 202558$43.9B8.34%0.42%1.00%88.7%
Q1 202558$43.2B8.34%0.46%0.97%85.1%
Q4 202454$43.0B8.34%0.42%0.31%86.2%
Q3 202457$42.2B8.07%0.46%0.95%87.8%
Q2 202457$41.6B8.13%0.54%0.99%89.6%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.40%
15th
Total risk-based capital11.98%
8th
Problem loans0.42%
79th
Net charge-offs0.17%
39th
Return on assets1.05%
33rd
Net interest margin3.12%
26th
Efficiency ratio57.7%
34th
Loans to deposits90.1%
31st
Uninsured deposits49.0%
20th
Loan-loss reserves1.21%
60th
Texas ratio3.2%
61st

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Nicolet National BankBank Green Bay, WI64 out of 100, Moderate$15.4B9.6%0.63%vs

Deposit insurance

Is my money safe at Associated Bank, National Association?

Yes. Associated Bank, National Association is an FDIC-insured institution (FDIC certificate #5296). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 49.0% of deposits ($19.6B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.40%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.98% (benchmark: 10%).

Check how much of your own balance is covered

217 locations

Branches

Associated Bank, National Association lists 212 offices in 157 cities across 6 states. Most locations:

All branch addresses and map

CFPB complaint database

Consumer complaints

Over the last three years, the CFPB forwarded 349 consumer complaints about ASSOCIATED BANC-CORP to the company (141 in the last 12 months). 100.0% received a timely response. That is 8.7 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

Identity & history

Profile

Legal name
Associated Bank, National Association
Former names
Associated Bank Green Bay, National Association; Kellogg-Citizens National Bank of Green Bay
Type
National bank
FDIC certificate #
5296
RSSD ID
917742
Primary regulator
OCC
Holding company
Associated Banc-Corp
Established
January 1, 1874
Headquarters
200 N Adams St, Green Bay, WI 54301
Employees
4,337

Quick answers

Associated Bank, National Association: common questions

Is Associated Bank, National Association FDIC insured?

Yes. Associated Bank, National Association is an FDIC-insured institution (FDIC certificate #5296). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Associated Bank, National Association's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Associated Bank, National Association ever failed?

There is no failure record for FDIC certificate #5296 in the FDIC failed bank list.

How many branches does Associated Bank, National Association have?

217 offices as of the latest FDIC data, in 6 states.

Nearby

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