Side-by-side · Q2 2026 data
Associated Credit Union vs Georgia'S Own Credit Union
Metric by metric
| Measure | Associated Credit Union | Georgia'S Own Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 50 |
| Capital cushion | 80 (stronger) | 50 |
| Loan quality | 90 (stronger) | 62 |
| Earnings | 49 (stronger) | 0 |
| Funding & liquidity | 75 (stronger) | 72 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 82nd | 6th |
| Total assets | $2.5B | $4.2B |
| Deposits / shares | $2.2B | $3.6B |
| Capital ratio | 13.03% (stronger) | 9.99% |
| Problem loans | 0.30% (stronger) | 1.15% |
| Net charge-offs | 0.54% (stronger) | 2.84% |
| Return on assets | 0.72% (stronger) | -1.12% |
| Loans ÷ deposits | 84.9% (stronger) | 88.3% |
| Uninsured deposits | 7.3% (stronger) | 12.2% |
| Offices | 19 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.1% | — |
Associated Credit Union has the higher TellerScore (77 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Associated Credit Union leads on 7 and Georgia'S Own Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.