Side-by-side · Q2 2026 data
Astra Bank vs Bank of Hays
Metric by metric
| Measure | Astra Bank | Bank of Hays |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 43 | 50 (stronger) |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 44 | 81 (stronger) |
| Funding & liquidity | 94 (stronger) | 86 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 43rd | 61st |
| Total assets | $423.3M | $379.2M |
| Deposits / shares | $372.0M | $338.0M |
| Capital ratio | 9.27% | 9.97% (stronger) |
| Problem loans | 0.03% (stronger) | 0.47% |
| Net charge-offs | 0.10% | -0.00% (stronger) |
| Return on assets | 0.59% | 1.53% (stronger) |
| Loans ÷ deposits | 58.4% | 56.8% (stronger) |
| Uninsured deposits | 20.2% (stronger) | 27.9% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hays has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Astra Bank leads on 2 and Bank of Hays on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.