Headquartered in Scandia, Kansas, Astra Bank is a state-chartered bank with $423.3M in total assets and $372.0M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1939.
Astra Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 127th. Loan quality contributes the most (99/100, 0.03%); capital cushion contributes the least (43/100, 9.27%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (67 → 70), mostly because the capital cushion component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 67 |
| Q2 2025 | 67 |
| Q3 2025 | 67 |
| Q4 2025 | 69 |
| Q1 2026 | 69 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.83% |
| Q3 2024 | 8.38% |
| Q4 2024 | 7.96% |
| Q1 2025 | 8.12% |
| Q2 2025 | 8.23% |
| Q3 2025 | 8.49% |
| Q4 2025 | 9.12% |
| Q1 2026 | 8.93% |
| Q2 2026 | 9.27% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.05% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.03% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.42% |
| Q3 2024 | 0.77% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.60% |
| Q2 2026 | 0.59% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $423.3M | 9.27% | 0.03% | 0.59% | 58.4% |
| Q1 2026 | 69 | $429.2M | 8.93% | 0.01% | 0.60% | 57.2% |
| Q4 2025 | 69 | $435.9M | 9.12% | 0.19% | 0.70% | 58.8% |
| Q3 2025 | 67 | $426.9M | 8.49% | 0.19% | 0.65% | 58.9% |
| Q2 2025 | 67 | $423.9M | 8.23% | 0.06% | 0.65% | 60.2% |
| Q1 2025 | 67 | $414.7M | 8.12% | 0.04% | 0.64% | 57.1% |
| Q4 2024 | 68 | $421.6M | 7.96% | 0.04% | 0.72% | 56.4% |
| Q3 2024 | 69 | $423.9M | 8.38% | 0.05% | 0.77% | 57.4% |
| Q2 2024 | 63 | $427.6M | 7.83% | 0.18% | 0.42% | 55.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Union State Bank of EverestBank Everest, KS | 68 out of 100, Moderate | $427.3M | 10.0% | 1.06% | vs |
| The Citizens State BankBank Marysville, KS | 65 out of 100, Moderate | $442.4M | 9.8% | 1.28% | vs |
| Bank of the PlainsBank Plains, KS | 71 out of 100, Strong | $445.6M | 9.3% | 0.44% | vs |
| Mutual Savings AssociationBank Leavenworth, KS | 80 out of 100, Strong | $398.6M | 23.8% | 1.11% | vs |
| The Farmers State Bank of Oakley, KansasBank Oakley, KS | 76 out of 100, Strong | $396.1M | 11.6% | 0.01% | vs |
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
Deposit insurance
Is my money safe at Astra Bank?
Yes. Astra Bank is an FDIC-insured institution (FDIC certificate #17636). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.2% of deposits ($75.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.27%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.92% (benchmark: 10%).
7 locations
Branches
Astra Bank lists 7 offices in 7 cities. Most locations:
- Abilene, KS (1)
- Belleville, KS (1)
- Chapman, KS (1)
- Dodge City, KS (1)
- Hays, KS (1)
- Plainville, KS (1)
- Scandia, KS (1)
Identity & history
Profile
- Legal name
- Astra Bank
- Former names
- Scandia State Bank of Scandia, Kansas
- Type
- State-chartered bank
- FDIC certificate #
- 17636
- RSSD ID
- 1003455
- Primary regulator
- FDIC
- Holding company
- Astra Financial Group Inc
- Established
- October 2, 1939
- Headquarters
- 323 4th St, Scandia, KS 66966
- Website
- astra.bank
- Employees
- 68
Quick answers
Astra Bank: common questions
Is Astra Bank FDIC insured?
Yes. Astra Bank is an FDIC-insured institution (FDIC certificate #17636). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Astra Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Astra Bank ever failed?
There is no failure record for FDIC certificate #17636 in the FDIC failed bank list.
How many branches does Astra Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Scandia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Horizon BankBank Waverly, NE | 87 out of 100, Very strong | $574.3M | 14.0% | 0.46% | vs |
| Swedish-American State BankBank Courtland, KS | 83 out of 100, Strong | $55.5M | 13.8% | 0.93% | vs |
| Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE | 80 out of 100, Strong | $562.9M | 13.4% | 0.19% | vs |
| New Century BankBank Belleville, KS | 79 out of 100, Strong | $88.9M | 13.2% | 0.87% | vs |
| United Bank & TrustBank Marysville, KS | 79 out of 100, Strong | $892.9M | 11.5% | 0.00% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |