Side-by-side · Q2 2026 data
Astra Bank vs Golden Belt Bank, FSA
Metric by metric
| Measure | Astra Bank | Golden Belt Bank, FSA |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 43 | 51 (stronger) |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 44 | 66 (stronger) |
| Funding & liquidity | 94 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 43rd | 37th |
| Total assets | $423.3M | $373.5M |
| Deposits / shares | $372.0M | $285.2M |
| Capital ratio | 9.27% | 10.07% (stronger) |
| Problem loans | 0.03% (stronger) | 0.41% |
| Net charge-offs | 0.10% | -0.00% (stronger) |
| Return on assets | 0.59% | 1.15% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 97.4% |
| Uninsured deposits | 20.2% | 16.0% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Astra Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Astra Bank leads on 3 and Golden Belt Bank, FSA on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.