Side-by-side · Q2 2026 data
Atascosa Bank vs First Commercial Bank, National Association
Metric by metric
| Measure | Atascosa Bank | First Commercial Bank, National Association |
|---|---|---|
| TellerScore | 61 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 4 | 85 (stronger) |
| Earnings | 44 | 75 (stronger) |
| Funding & liquidity | 85 (stronger) | 78 |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 19th | 53rd |
| Total assets | $81.7M | $565.9M |
| Deposits / shares | $71.5M | $502.1M |
| Capital ratio | 15.25% (stronger) | 10.25% |
| Problem loans | 2.89% | 0.45% (stronger) |
| Net charge-offs | -0.43% (stronger) | 0.00% |
| Return on assets | 0.60% | 1.37% (stronger) |
| Loans ÷ deposits | 28.6% (stronger) | 59.5% |
| Uninsured deposits | 28.4% (stronger) | 35.3% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
First Commercial Bank, National Association has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Atascosa Bank leads on 4 and First Commercial Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.