Side-by-side · Q2 2026 data
Atascosa Bank vs Randolph-Brooks Federal Credit Union
Metric by metric
| Measure | Atascosa Bank | Randolph-Brooks Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 4 | 58 (stronger) |
| Earnings | 44 | 79 (stronger) |
| Funding & liquidity | 85 (stronger) | 77 |
| Problem-loan coverage | 84 | 87 (stronger) |
| Peer percentile | 19th | 81st |
| Total assets | $81.7M | $19.6B |
| Deposits / shares | $71.5M | $15.6B |
| Capital ratio | 15.25% (stronger) | 13.42% |
| Problem loans | 2.89% | 1.27% (stronger) |
| Net charge-offs | -0.43% (stronger) | 0.76% |
| Return on assets | 0.60% | 1.47% (stronger) |
| Loans ÷ deposits | 28.6% (stronger) | 82.4% |
| Uninsured deposits | 28.4% | 15.8% (stronger) |
| Offices | 1 | 34 |
| CFPB complaints (3 yrs) | — | 523 |
| Complaints per $1B deposits | — | 33.6 |
| Mortgage denial rate (HMDA) | — | 14.3% |
Randolph-Brooks Federal Credit Union has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Atascosa Bank leads on 3 and Randolph-Brooks Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.