Side-by-side · Q2 2026 data
Atkins Savings Bank & Trust vs Bank 1st
Metric by metric
| Measure | Atkins Savings Bank & Trust | Bank 1st |
|---|---|---|
| TellerScore | 83 | 91 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 80 (stronger) | 72 |
| Funding & liquidity | 77 (stronger) | 76 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 84th | 96th |
| Total assets | $172.2M | $166.1M |
| Deposits / shares | $146.2M | $128.6M |
| Capital ratio | 11.91% | 15.20% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.50% (stronger) | 1.30% |
| Loans ÷ deposits | 83.1% | 74.2% (stronger) |
| Uninsured deposits | 14.9% (stronger) | 24.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank 1st has the higher TellerScore (91 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Atkins Savings Bank & Trust leads on 2 and Bank 1st on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.