Side-by-side · Q2 2026 data
Atkins Savings Bank & Trust vs Hiawatha Bank and Trust Company
Metric by metric
| Measure | Atkins Savings Bank & Trust | Hiawatha Bank and Trust Company |
|---|---|---|
| TellerScore | 83 (stronger) | 74 |
| Capital cushion | 69 (stronger) | 60 |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 80 (stronger) | 73 |
| Funding & liquidity | 77 (stronger) | 60 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 84th | 57th |
| Total assets | $172.2M | $156.9M |
| Deposits / shares | $146.2M | $133.9M |
| Capital ratio | 11.91% (stronger) | 10.98% |
| Problem loans | 0.05% (stronger) | 0.22% |
| Net charge-offs | 0.25% | 0.04% (stronger) |
| Return on assets | 1.50% (stronger) | 1.33% |
| Loans ÷ deposits | 83.1% | 79.8% (stronger) |
| Uninsured deposits | 14.9% (stronger) | 33.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Atkins Savings Bank & Trust has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Atkins Savings Bank & Trust leads on 5 and Hiawatha Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.