TellerScore

Side-by-side · Q2 2026 data

Atkins Savings Bank & Trust vs Metco Credit Union

Bank

Atkins Savings Bank & Trust

Atkins, Iowa · $100 million – $1 billion

83of 100
Strong

Credit union

Metco Credit Union

Cedar Rapids, Iowa · Under $100 million in assets

92of 100
Very strong

Metric by metric

MeasureAtkins Savings Bank & TrustMetco Credit Union
TellerScore8392 (stronger)
Capital cushion69100 (stronger)
Loan quality98 (stronger)77
Earnings80100 (stronger)
Funding & liquidity7789 (stronger)
Problem-loan coverage99 (stronger)96
Peer percentile84th92nd
Total assets$172.2M$58.7M
Deposits / shares$146.2M$47.3M
Capital ratio11.91%18.81% (stronger)
Problem loans0.05% (stronger)0.70%
Net charge-offs0.25%0.05% (stronger)
Return on assets1.50%2.65% (stronger)
Loans ÷ deposits83.1%70.9% (stronger)
Uninsured deposits14.9%0.8% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Metco Credit Union has the higher TellerScore (92 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Atkins Savings Bank & Trust leads on 1 and Metco Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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