Side-by-side · Q2 2026 data
Atlantic Union Bank vs 1st Advantage Federal Credit Union
Credit union
1st Advantage Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Atlantic Union Bank | 1st Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 83 | 85 (stronger) |
| Earnings | 85 | 92 (stronger) |
| Funding & liquidity | 44 | 72 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 83rd | 98th |
| Total assets | $38.0B | $1.1B |
| Deposits / shares | $30.6B | $895.7M |
| Capital ratio | 11.45% | 16.66% (stronger) |
| Problem loans | 0.50% | 0.45% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.39% |
| Return on assets | 1.62% | 1.81% (stronger) |
| Loans ÷ deposits | 92.9% | 87.8% (stronger) |
| Uninsured deposits | 36.4% | 4.8% (stronger) |
| Offices | 177 | 11 |
| CFPB complaints (3 yrs) | 132 | — |
| Complaints per $1B deposits | 4.3 | — |
| Mortgage denial rate (HMDA) | 23.3% | 28.0% |
1st Advantage Federal Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Atlantic Union Bank leads on 1 and 1st Advantage Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.