Side-by-side · Q2 2026 data
Atlantic Union Bank vs Jackson River Community Credit Union
Credit union
Jackson River Community Credit Union
Covington, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Atlantic Union Bank | Jackson River Community Credit Union |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 83 (stronger) | 53 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 44 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 83rd | 91st |
| Total assets | $38.0B | $132.6M |
| Deposits / shares | $30.6B | $111.4M |
| Capital ratio | 11.45% | 15.90% (stronger) |
| Problem loans | 0.50% (stronger) | 1.41% |
| Net charge-offs | 0.03% (stronger) | 0.67% |
| Return on assets | 1.62% | 2.42% (stronger) |
| Loans ÷ deposits | 92.9% | 48.1% (stronger) |
| Uninsured deposits | 36.4% | 3.5% (stronger) |
| Offices | 177 | 2 |
| CFPB complaints (3 yrs) | 132 | — |
| Complaints per $1B deposits | 4.3 | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Jackson River Community Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Atlantic Union Bank leads on 2 and Jackson River Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Covington, VA