Side-by-side · Q2 2026 data
Atlantic Union Bank vs Richmond Virginia Fire Police Credi Credit Union
Credit union
Richmond Virginia Fire Police Credi Credit Union
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Atlantic Union Bank | Richmond Virginia Fire Police Credi Credit Union |
|---|---|---|
| TellerScore | 73 | 88 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 83 (stronger) | 82 |
| Earnings | 85 (stronger) | 74 |
| Funding & liquidity | 44 | 90 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 83rd | 85th |
| Total assets | $38.0B | $21.2M |
| Deposits / shares | $30.6B | $17.6M |
| Capital ratio | 11.45% | 15.43% (stronger) |
| Problem loans | 0.50% (stronger) | 0.55% |
| Net charge-offs | 0.03% | -0.26% (stronger) |
| Return on assets | 1.62% (stronger) | 1.36% |
| Loans ÷ deposits | 92.9% | 62.5% (stronger) |
| Uninsured deposits | 36.4% | 21.6% (stronger) |
| Offices | 177 | 2 |
| CFPB complaints (3 yrs) | 132 | — |
| Complaints per $1B deposits | 4.3 | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Richmond Virginia Fire Police Credi Credit Union has the higher TellerScore (88 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Atlantic Union Bank leads on 2 and Richmond Virginia Fire Police Credi Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.