TellerScore

Richmond Virginia Fire Police Credi Credit Union (NCUA charter #66899) is based in Richmond, Virginia. Its Q2 2026 call report shows $21.2M in total assets and $17.6M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Richmond Virginia Fire Police Credi Credit Union scores 88/100, which we describe as very strong. That is higher than 85% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 10th. Its strongest component is capital cushion (100/100; 15.43%), and its lowest is earnings (74/100; 1.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.43%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.55%
Earnings74/100
Return on assets (annualized): 1.36%
Funding & liquidity90/100
Loans ÷ shares: 62.5% · 21.6% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.84%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (84 → 88), mostly because the capital cushion component improved by 11 points.

TellerScore
808488Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202481
Q4 202482
Q1 202584
Q2 202584
Q3 202587
Q4 202588
Q1 202687
Q2 202688
Net worth ratio
7.00%11.21%15.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.56%
Q3 202413.50%
Q4 202413.91%
Q1 202513.79%
Q2 202513.93%
Q3 202514.22%
Q4 202514.30%
Q1 202614.31%
Q2 202615.43%
Delinquent loans (60+ days)
0.44%0.79%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.44%
Q3 20241.14%
Q4 20241.07%
Q1 20250.78%
Q2 20250.73%
Q3 20250.66%
Q4 20250.59%
Q1 20260.47%
Q2 20260.55%
Return on assets
0.73%1.23%1.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.73%
Q3 20241.72%
Q4 20241.57%
Q1 20251.28%
Q2 20251.25%
Q3 20251.44%
Q4 20251.41%
Q1 20261.25%
Q2 20261.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$21.2M15.43%0.55%1.36%62.5%
Q1 202687$22.3M14.31%0.47%1.25%56.5%
Q4 202588$21.8M14.30%0.59%1.41%57.9%
Q3 202587$21.7M14.22%0.66%1.44%58.7%
Q2 202584$21.4M13.93%0.73%1.25%59.2%
Q1 202584$21.2M13.79%0.78%1.28%55.5%
Q4 202482$20.5M13.91%1.07%1.57%56.7%
Q3 202481$21.0M13.50%1.14%1.72%55.6%
Q2 202480$20.2M13.56%0.44%0.73%56.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.43%
57th
Problem loans0.55%
56th
Net charge-offs-0.26%
97th
Return on assets1.36%
81st
Loans to deposits62.5%
44th
Uninsured deposits21.6%
2nd
Loan-loss reserves0.00%
37th
Texas ratio1.8%
54th

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Strategic Federal Credit UnionCredit union Sterling, VA60 out of 100, Moderate$23.1M10.3%1.11%vs
Augusta County Federal Credit UnionCredit union Verona, VA76 out of 100, Strong$25.7M26.3%2.72%vs
Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA93 out of 100, Very strong$26.8M20.1%0.41%vs
Augusta Health Care Credit UnionCredit union Fishersville, VA90 out of 100, Very strong$15.2M21.1%0.61%vs
Virginia United Methodist Credit UnionCredit union North Chesterfi, VA30 out of 100, Low$15.0M10.2%5.95%vs
Virginia State University Federal Credit UnionCredit union South Chesterfi, VA52 out of 100, Below average$13.0M9.2%1.93%vs

Deposit insurance

Is my money safe at Richmond Virginia Fire Police Credi Credit Union?

Yes. Richmond Virginia Fire Police Credi Credit Union is a federally insured credit union (NCUA charter #66899). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 21.6% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Richmond Virginia Fire Police Credi Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Richmond Virginia Fire Police Credi Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66899
RSSD ID
248099
Primary regulator
State + NCUA
Established
1929
Headquarters
P O Box 26283, Richmond, VA 23260
Employees
5

Quick answers

Richmond Virginia Fire Police Credi Credit Union: common questions

Is Richmond Virginia Fire Police Credi Credit Union NCUA insured?

Yes. Richmond Virginia Fire Police Credi Credit Union is a federally insured credit union (NCUA charter #66899). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Richmond Virginia Fire Police Credi Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Richmond Virginia Fire Police Credi Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Richmond

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of Southside VirginiaBank Carson, VA97 out of 100, Very strong$670.3M23.4%0.08%vs
Citizens Bank and Trust CompanyBank Blackstone, VA97 out of 100, Very strong$577.6M15.4%0.23%vs
1st Advantage Federal Credit UnionCredit union Newport News, VA90 out of 100, Very strong$1.1B16.7%0.45%vs
Credit Union of Richmond IncorporatCredit union Richmond, VA87 out of 100, Very strong$64.6M18.5%0.69%vs
Dominion Energy Credit UnionCredit union North Chesterfi, VA84 out of 100, Strong$336.4M14.3%0.43%vs
Virginia National BankBank Charlottesville, VA83 out of 100, Strong$1.6B13.2%0.47%vs