Side-by-side · Q2 2026 data
Atlantic Union Bank vs TowneBank
Metric by metric
| Measure | Atlantic Union Bank | TowneBank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 64 (stronger) | 50 |
| Loan quality | 83 | 93 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 44 (stronger) | 43 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 83rd | 87th |
| Total assets | $38.0B | $22.6B |
| Deposits / shares | $30.6B | $18.8B |
| Capital ratio | 11.45% (stronger) | 10.00% |
| Problem loans | 0.50% | 0.22% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 1.62% | 2.17% (stronger) |
| Loans ÷ deposits | 92.9% | 81.2% (stronger) |
| Uninsured deposits | 36.4% (stronger) | 48.0% |
| Offices | 177 | 77 |
| CFPB complaints (3 yrs) | 133 | 39 |
| Complaints per $1B deposits | 4.3 | 2.1 (stronger) |
| Mortgage denial rate (HMDA) | 23.3% | 6.6% |
TowneBank has the higher TellerScore (74 vs 73). On the 8 directional measures above (where higher or lower is clearly better), Atlantic Union Bank leads on 3 and TowneBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.