Side-by-side · Q2 2026 data
Auburn Banking Company vs Citizens Bank and Trust of Lebanon, Inc.
Metric by metric
| Measure | Auburn Banking Company | Citizens Bank and Trust of Lebanon, Inc. |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 33 | 63 (stronger) |
| Loan quality | 78 | 94 (stronger) |
| Earnings | 86 (stronger) | 58 |
| Funding & liquidity | 67 | 77 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 29th | 61st |
| Total assets | $164.3M | $173.0M |
| Deposits / shares | $149.8M | $156.9M |
| Capital ratio | 8.26% | 11.33% (stronger) |
| Problem loans | 0.65% | 0.18% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 1.65% (stronger) | 0.94% |
| Loans ÷ deposits | 83.4% | 34.1% (stronger) |
| Uninsured deposits | 24.1% (stronger) | 36.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank and Trust of Lebanon, Inc. has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Auburn Banking Company leads on 3 and Citizens Bank and Trust of Lebanon, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.