Auburn Banking Company (FDIC certificate #284) is based in Auburn, Kentucky. Its Q2 2026 call report shows $164.3M in total assets and $149.8M in deposits and 3 offices.
Based on its Q2 2026 filing, Auburn Banking Company scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 93rd. Its strongest component is problem-loan coverage (87/100; 6.6%), and its lowest is capital cushion (33/100; 8.26%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (73 → 65), mostly because the loan quality component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 69 |
| Q4 2024 | 73 |
| Q1 2025 | 72 |
| Q2 2025 | 73 |
| Q3 2025 | 71 |
| Q4 2025 | 69 |
| Q1 2026 | 70 |
| Q2 2026 | 65 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.10% |
| Q3 2024 | 8.11% |
| Q4 2024 | 8.49% |
| Q1 2025 | 8.68% |
| Q2 2025 | 8.53% |
| Q3 2025 | 8.76% |
| Q4 2025 | 8.58% |
| Q1 2026 | 8.52% |
| Q2 2026 | 8.26% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.34% |
| Q4 2024 | 0.08% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.46% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.31% |
| Q2 2026 | 0.65% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.63% |
| Q3 2024 | 1.72% |
| Q4 2024 | 1.72% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.77% |
| Q3 2025 | 1.76% |
| Q4 2025 | 1.56% |
| Q1 2026 | 1.63% |
| Q2 2026 | 1.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $164.3M | 8.26% | 0.65% | 1.65% | 83.4% |
| Q1 2026 | 70 | $154.8M | 8.52% | 0.31% | 1.63% | 83.1% |
| Q4 2025 | 69 | $153.4M | 8.58% | 0.40% | 1.56% | 83.4% |
| Q3 2025 | 71 | $142.1M | 8.76% | 0.46% | 1.76% | 87.0% |
| Q2 2025 | 73 | $139.8M | 8.53% | 0.15% | 1.77% | 85.1% |
| Q1 2025 | 72 | $139.7M | 8.68% | 0.15% | 1.62% | 88.0% |
| Q4 2024 | 73 | $139.4M | 8.49% | 0.08% | 1.72% | 88.2% |
| Q3 2024 | 69 | $137.6M | 8.11% | 0.34% | 1.72% | 88.0% |
| Q2 2024 | 70 | $138.5M | 8.10% | 0.11% | 1.63% | 88.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of MaysvilleBank Maysville, KY | 93 out of 100, Very strong | $164.0M | 16.9% | 0.12% | vs |
| The Salyersville National BankBank Salyersville, KY | 89 out of 100, Very strong | $163.5M | 14.2% | 0.00% | vs |
| The Farmers National Bank of LebanonBank Lebanon, KY | 77 out of 100, Strong | $163.0M | 10.7% | 0.00% | vs |
| Commonwealth Community Bank, Inc.Bank Hartford, KY | 83 out of 100, Strong | $157.7M | 14.7% | 0.24% | vs |
| Citizens Bank and Trust of Lebanon, Inc.Bank Lebanon, KY | 75 out of 100, Strong | $173.0M | 11.3% | 0.18% | vs |
| Pbk Bank, Inc.Bank Stanford, KY | 94 out of 100, Very strong | $175.6M | 15.2% | 0.46% | vs |
Deposit insurance
Is my money safe at Auburn Banking Company?
Yes. Auburn Banking Company is an FDIC-insured institution (FDIC certificate #284). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.1% of deposits ($36.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.26%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.80% (benchmark: 10%).
3 locations
Branches
Auburn Banking Company lists 3 offices in 3 cities. Most locations:
- Auburn, KY (1)
- Hopkinsville, KY (1)
- Russellville, KY (1)
Identity & history
Profile
- Legal name
- Auburn Banking Company
- Type
- State-chartered bank
- FDIC certificate #
- 284
- RSSD ID
- 811541
- Primary regulator
- FDIC
- Holding company
- First Community Bcorp Inc
- Established
- January 1, 1929
- Headquarters
- 236 Sugar Maple Drive, Auburn, KY 42206
- Website
- www.auburnbankingcompany.com
- Employees
- 27
Quick answers
Auburn Banking Company: common questions
Is Auburn Banking Company FDIC insured?
Yes. Auburn Banking Company is an FDIC-insured institution (FDIC certificate #284). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Auburn Banking Company's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Auburn Banking Company ever failed?
There is no failure record for FDIC certificate #284 in the FDIC failed bank list.
How many branches does Auburn Banking Company have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Auburn
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Farmers BankBank Portland, TN | 89 out of 100, Very strong | $942.8M | 15.1% | 0.53% | vs |
| Edmonton State BankBank Glasgow, KY | 82 out of 100, Strong | $1.2B | 11.5% | 0.32% | vs |
| Franklin Bank & Trust CompanyBank Franklin, KY | 75 out of 100, Strong | $803.6M | 13.5% | 1.08% | vs |
| German American BankBank Jasper, IN | 75 out of 100, Strong | $8.4B | 11.2% | 0.45% | vs |
| Farmers Bank and Trust CompanyBank Marion, KY | 74 out of 100, Strong | $794.0M | 9.2% | 0.23% | vs |
| Lewisburg Banking CompanyBank Lewisburg, KY | 72 out of 100, Strong | $246.1M | 9.0% | 0.48% | vs |