Side-by-side · Q2 2026 data
Auburn Banking Company vs Franklin Bank & Trust Company
Metric by metric
| Measure | Auburn Banking Company | Franklin Bank & Trust Company |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 33 | 85 (stronger) |
| Loan quality | 78 (stronger) | 64 |
| Earnings | 86 (stronger) | 83 |
| Funding & liquidity | 67 (stronger) | 53 |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 29th | 61st |
| Total assets | $164.3M | $803.6M |
| Deposits / shares | $149.8M | $650.7M |
| Capital ratio | 8.26% | 13.48% (stronger) |
| Problem loans | 0.65% (stronger) | 1.08% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 1.65% (stronger) | 1.57% |
| Loans ÷ deposits | 83.4% (stronger) | 105.0% |
| Uninsured deposits | 24.1% | 16.8% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Franklin Bank & Trust Company has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Auburn Banking Company leads on 4 and Franklin Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.