Side-by-side · Q2 2026 data
Auburn Community Federal Credit Union vs One Credit Union of NY
Metric by metric
| Measure | Auburn Community Federal Credit Union | One Credit Union of NY |
|---|---|---|
| TellerScore | 83 | 89 (stronger) |
| Capital cushion | 73 | 82 (stronger) |
| Loan quality | 97 (stronger) | 96 |
| Earnings | 59 | 75 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 83rd | 94th |
| Total assets | $126.5M | $114.4M |
| Deposits / shares | $108.7M | $99.0M |
| Capital ratio | 12.28% | 13.16% (stronger) |
| Problem loans | 0.08% (stronger) | 0.12% |
| Net charge-offs | 0.04% (stronger) | 0.13% |
| Return on assets | 0.99% | 1.37% (stronger) |
| Loans ÷ deposits | 36.8% (stronger) | 42.0% |
| Uninsured deposits | 3.3% (stronger) | 3.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
One Credit Union of NY has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Auburn Community Federal Credit Union leads on 4 and One Credit Union of NY on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.