Side-by-side · Q2 2026 data
Auburn Savings Bank, FSB vs Oxford Federal Credit Union
Metric by metric
| Measure | Auburn Savings Bank, FSB | Oxford Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 91 (stronger) |
| Capital cushion | 30 | 100 (stronger) |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 27 | 84 (stronger) |
| Funding & liquidity | 48 | 89 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 13th | 96th |
| Total assets | $103.2M | $370.2M |
| Deposits / shares | $75.9M | $307.8M |
| Capital ratio | 8.03% | 16.16% (stronger) |
| Problem loans | 0.02% (stronger) | 0.48% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 0.18% | 1.61% (stronger) |
| Loans ÷ deposits | 111.6% | 71.6% (stronger) |
| Uninsured deposits | 17.3% | 6.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Oxford Federal Credit Union has the higher TellerScore (91 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Auburn Savings Bank, FSB leads on 2 and Oxford Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.