Auburn Savings Bank, FSB is a savings bank headquartered in Auburn, Maine, in business for about 139 years. At the end of Q2 2026 it reported $103.2M in total assets and $75.9M in deposits, with 2 offices.
Based on its Q2 2026 filing, Auburn Savings Bank, FSB scores 56/100, which we describe as moderate. That is higher than only 13% of 2,650 banks with $100 million – $1 billion. Among 22 banks headquartered in Maine, it ranks 19th. Its strongest component is loan quality (99/100; 0.02%), and its lowest is earnings (27/100; 0.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (56 → 56).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 54 |
| Q4 2024 | 53 |
| Q1 2025 | 57 |
| Q2 2025 | 56 |
| Q3 2025 | 57 |
| Q4 2025 | 59 |
| Q1 2026 | 58 |
| Q2 2026 | 56 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.86% |
| Q3 2024 | 7.90% |
| Q4 2024 | 7.82% |
| Q1 2025 | 7.99% |
| Q2 2025 | 7.97% |
| Q3 2025 | 8.11% |
| Q4 2025 | 8.17% |
| Q1 2026 | 8.29% |
| Q2 2026 | 8.03% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.12% |
| Q3 2025 | 0.12% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.25% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $103.2M | 8.03% | 0.02% | 0.18% | 111.6% |
| Q1 2026 | 58 | $101.8M | 8.29% | 0.03% | 0.25% | 113.0% |
| Q4 2025 | 59 | $102.2M | 8.17% | 0.00% | 0.35% | 109.8% |
| Q3 2025 | 57 | $101.6M | 8.11% | 0.12% | 0.33% | 110.7% |
| Q2 2025 | 56 | $102.7M | 7.97% | 0.12% | 0.25% | 106.8% |
| Q1 2025 | 57 | $101.1M | 7.99% | 0.00% | 0.22% | 111.9% |
| Q4 2024 | 53 | $102.3M | 7.82% | 0.16% | 0.03% | 110.4% |
| Q3 2024 | 54 | $102.4M | 7.90% | 0.17% | 0.09% | 107.1% |
| Q2 2024 | 53 | $102.5M | 7.86% | 0.31% | 0.10% | 109.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Maine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bar Harbor Savings and Loan AssociationBank Bar Harbor, ME | 48 out of 100, Below average | $103.2M | 11.5% | 2.13% | vs |
| First Federal Savings and Loan Association of BathBank Bath, ME | 54 out of 100, Below average | $189.1M | 14.8% | 2.89% | vs |
| Aroostook County Federal Savings and Loan AssociationBank Caribou, ME | 68 out of 100, Moderate | $214.0M | 10.4% | 0.39% | vs |
| Franklin Savings BankBank Farmington, ME | 72 out of 100, Strong | $786.9M | 18.8% | 1.36% | vs |
| Skowhegan Savings BankBank Skowhegan, ME | 88 out of 100, Very strong | $855.0M | 15.8% | 0.42% | vs |
Deposit insurance
Is my money safe at Auburn Savings Bank, FSB?
Yes. Auburn Savings Bank, FSB is an FDIC-insured institution (FDIC certificate #28288). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.3% of deposits ($13.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.03%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.99% (benchmark: 10%).
2 locations
Branches
Auburn Savings Bank, FSB lists 2 offices in 2 cities. Most locations:
- Auburn, ME (1)
- Lewiston, ME (1)
HMDA 2025
Mortgage lending
In 2025, Auburn Savings Bank, FSB reported 83 home-loan applications under HMDA (LEI 254900OC69XWBZ2A8244): 62 originated ($17,300,000 total), 8 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Auburn Savings Bank, FSB
- Former names
- Auburn Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 28288
- RSSD ID
- 229173
- Primary regulator
- OCC
- Holding company
- Auburn Bcorp Mhc
- Established
- January 1, 1887
- Headquarters
- 256 Court St, Auburn, ME 04210
- Website
- www.auburnsavings.com
- Employees
- 17
Quick answers
Auburn Savings Bank, FSB: common questions
Is Auburn Savings Bank, FSB FDIC insured?
Yes. Auburn Savings Bank, FSB is an FDIC-insured institution (FDIC certificate #28288). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Auburn Savings Bank, FSB's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Auburn Savings Bank, FSB ever failed?
There is no failure record for FDIC certificate #28288 in the FDIC failed bank list.
How many branches does Auburn Savings Bank, FSB have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Auburn
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oxford Federal Credit UnionCredit union Mexico, ME | 91 out of 100, Very strong | $370.2M | 16.2% | 0.48% | vs |
| Eastmill Federal Credit UnionCredit union East Millinocke, ME | 87 out of 100, Very strong | $79.6M | 18.6% | 0.00% | vs |
| Bath Savings InstitutionBank Bath, ME | 82 out of 100, Strong | $1.5B | 15.8% | 0.05% | vs |
| Norway Savings BankBank Norway, ME | 81 out of 100, Strong | $2.2B | 14.1% | 0.29% | vs |
| Central Maine Federal Credit UnionCredit union Lewiston, ME | 81 out of 100, Strong | $145.5M | 14.7% | 0.66% | vs |
| Kennebec Savings BankBank Augusta, ME | 79 out of 100, Strong | $1.9B | 14.0% | 0.46% | vs |