Side-by-side · Q2 2026 data
AuburnBank vs Capital City Bank
Metric by metric
| Measure | AuburnBank | Capital City Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 57 (stronger) | 53 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 55 | 81 (stronger) |
| Funding & liquidity | 74 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 74th | 66th |
| Total assets | $1.1B | $4.4B |
| Deposits / shares | $990.5M | $3.8B |
| Capital ratio | 10.65% (stronger) | 10.29% |
| Problem loans | 0.01% (stronger) | 0.40% |
| Net charge-offs | 0.13% | 0.12% (stronger) |
| Return on assets | 0.88% | 1.52% (stronger) |
| Loans ÷ deposits | 57.9% (stronger) | 65.6% |
| Uninsured deposits | 38.4% (stronger) | 47.8% |
| Offices | 7 | 59 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | 32.0% |
AuburnBank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 5 and Capital City Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Valley, AL