The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (72 → 74), mostly because the earnings component improved by 7 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Alabama

Yes. AuburnBank is an FDIC-insured institution (FDIC certificate #35). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.4% of deposits ($380.4M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.65%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.24% (benchmark: 10%).

Check how much of your own balance is covered

AuburnBank lists 7 offices in 4 cities. Most locations:

• Auburn, AL (3)
• Opelika, AL (2)
• Notasulga, AL (1)
• Valley, AL (1)

All branch addresses and map

In 2025, AuburnBank reported 141 home-loan applications under HMDA (LEI RO7SIV4IZNEGU4EXXS92): 110 originated ($20,500,000 total), 14 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

AuburnBank

Former names

Bank of Auburn; Auburn National Bank of Auburn

Type

State-chartered bank (Fed member)

FDIC certificate #

35

RSSD ID

749635

Primary regulator

FED

Holding company

Auburn National Bcorp Inc

Established

January 3, 1907

Headquarters

100 N Gay St, Auburn, AL 36830

Website

www.auburnbank.com

Employees

139