Side-by-side · Q2 2026 data
AuburnBank vs East Alabama Community Federal Credit Union
Credit union
East Alabama Community Federal Credit Union
Opelika, Alabama · Under $100 million in assets
Metric by metric
| Measure | AuburnBank | East Alabama Community Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 57 | 92 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 55 (stronger) | 34 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 74th | 75th |
| Total assets | $1.1B | $20.8M |
| Deposits / shares | $990.5M | $17.8M |
| Capital ratio | 10.65% | 14.19% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.07% (stronger) |
| Return on assets | 0.88% (stronger) | 0.36% |
| Loans ÷ deposits | 57.9% | 33.4% (stronger) |
| Uninsured deposits | 38.4% | 2.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | — |
East Alabama Community Federal Credit Union has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 1 and East Alabama Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.