TellerScore

Side-by-side · Q2 2026 data

AuburnBank vs Four Seasons Federal Credit Union

Bank

AuburnBank

Auburn, Alabama · $1 billion – $10 billion

74of 100
Strong

Credit union

Four Seasons Federal Credit Union

Opelika, Alabama · $100 million – $1 billion

58of 100
Moderate

Metric by metric

MeasureAuburnBankFour Seasons Federal Credit Union
TellerScore74 (stronger)58
Capital cushion57 (stronger)36
Loan quality100 (stronger)49
Earnings5563 (stronger)
Funding & liquidity7496 (stronger)
Problem-loan coverage100 (stronger)79
Peer percentile74th16th
Total assets$1.1B$103.7M
Deposits / shares$990.5M$93.2M
Capital ratio10.65% (stronger)8.64%
Problem loans0.01% (stronger)1.53%
Net charge-offs0.13% (stronger)1.39%
Return on assets0.88%1.08% (stronger)
Loans ÷ deposits57.9% (stronger)64.6%
Uninsured deposits38.4%9.4% (stronger)
Offices72
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)11.3%—

AuburnBank has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 5 and Four Seasons Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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