Side-by-side · Q2 2026 data
AuburnBank vs Kinetic Federal Credit Union
Metric by metric
| Measure | AuburnBank | Kinetic Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 66 |
| Capital cushion | 57 | 91 (stronger) |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 55 (stronger) | 32 |
| Funding & liquidity | 74 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 74th | 37th |
| Total assets | $1.1B | $664.6M |
| Deposits / shares | $990.5M | $569.5M |
| Capital ratio | 10.65% | 14.08% (stronger) |
| Problem loans | 0.01% (stronger) | 1.55% |
| Net charge-offs | 0.13% (stronger) | 1.14% |
| Return on assets | 0.88% (stronger) | 0.31% |
| Loans ÷ deposits | 57.9% (stronger) | 78.3% |
| Uninsured deposits | 38.4% | 7.5% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | 35.5% |
AuburnBank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 5 and Kinetic Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.